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Visa Intelligent Commerce opens the card network to AI agents

From the Machine Economy Archive · event 2025-04-30 · zFinia 2026-09-07 · TIER_A

Tokenized credentials, spend controls and partner APIs for agent-initiated purchases.

On 30 April 2025 Visa announced Intelligent Commerce at its Global Product Drop. The program exposes APIs so an authenticated agent can use a tokenized Visa credential under user-set controls. Named collaborators included Anthropic, OpenAI, Stripe and others. This is delegated card-rail commerce, not a stablecoin HTTP 402 protocol.

Why it matters

Card networks are building agent wallets on existing issuer/merchant rails. That is a competing and complementary path to x402 and MPP.

Source: Visa

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