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Explainer

What is paid MCP?

Charging for a tool call. Today that charge is an overlay — often x402 or a vendor gateway — not a core MCP message type.

Paid MCP means an agent discovers a tool, learns the price and payment method, pays, and then receives the tool result. The MCP spec still describes the tool; the payment protocol describes the 402.

Cloudflare’s Monetization Gateway explicitly lists MCP tools as chargeable resources via x402. Foundry’s own MCP transport is a challenge-handoff: it tells the caller how to pay. It does not sign as a buyer wallet.

Until MCP itself names a payment profile, vendors will keep inventing overlays. That is a standards risk and a product opportunity.

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